★★★★★
"Matt handled our insurance paperwork efficiently, and the work was super amazing. It is so good to know that trustworthiness and timeliness are still honorable these days."
Rapid City Hail Damage Roof Repair - Free Insurance Inspection
Just had a hail storm? Don't wait. We'll inspect your roof for free, document the damage with photos, and meet your insurance adjuster on-site when they come out. 90% of our hail damage customers pay only their deductible.
- 5.0 Google Rating
- 10 Years Local
- Fully Insured
- Family Owned
We Handle Your Insurance Claim From Start to Finish
Free inspection within 48 hours
We document every damaged shingle with photos so you have a complete record of the storm damage before you ever talk to your insurance company.
We meet your adjuster on-site
Most roofers make you deal with the adjuster alone. We don't. We're there with our documentation when they show up.
You pay only your deductible
If the claim is approved, your out-of-pocket is typically just your deductible. We bill the rest to your insurance company directly.
Most Hail Damage Isn't Visible From the Ground
- A quarter-sized hail stone can shred the protective granules off your shingles without leaving an obvious mark
- Damaged shingles get worse every time it rains
- Within 6-12 months, undocumented hail damage often causes leaks
- Most South Dakota policies require claims filed within 12 months of the storm event
- We document every slope, every valley, every flashing detail with photos
- You get a written damage report you can hand to your insurance adjuster
- We handle claim forms, supplements, and scope of work paperwork
What Our Customers Say
★★★★★
"Hail re-roof. Insurance claim. Matt was easy to work with, and crew did a good job. Did work quickly, and cleaned up well. Would use again."
★★★★★
"Keystone company did a great job on all repairs required from the hail damage. Very professional service."
Hail Damage Questions We Get From Rapid City Homeowners
How do I know if my roof has hail damage?
You probably can't tell from the ground. Hail damage shows up as dented or bruised shingles, granule loss, cracked flashing, and dented vents. We climb up and photograph every detail so you can see exactly what happened.
My insurance adjuster already came out and said no damage. Can you do anything?
Yes. Insurance adjusters are not roofers. They sometimes miss damage that a roofer would catch. We can do our own inspection, document what we find, and request a re-inspection. We have had many denied claims overturned this way.
Will filing a claim raise my premiums?
In South Dakota, insurance companies cannot raise your rates just because you filed a weather-related claim. Your roof was damaged by an act of nature, and your policy covers that.
How long do I have to file a claim after a storm?
Most South Dakota policies require you to file within 12 months of the storm event. But the sooner you document the damage, the stronger your claim. Do not wait.
What if my claim gets denied?
We can help you appeal. We prepare a detailed damage report with photos and measurements that your insurance company can review. Many denied claims get approved on the second round with proper documentation.
What's the difference between you and the storm chasers that showed up last week?
Storm chasers rent a PO box, knock on doors, collect checks, and disappear before the first leak shows up. We have been in the Black Hills for 10 years. Our address is 12175 White Horse Rd in Custer. We are family owned, fully insured, and 5-star rated. If there is a warranty issue in 5 years, we are still answering our phone.
Do I have to use my insurance to pay for the repair?
No. If you prefer to pay out of pocket, we can give you a straight repair or replacement quote with no insurance involvement. We also accept financing.
Every Day You Wait, Your Claim Gets Weaker
Insurance companies deny claims that weren't documented quickly. Let us come out today.
Call 605-675-7180PS - If an out-of-state roofer already "inspected" your roof and told you to sign a contingency agreement, pump the brakes. Those contracts lock you in before your claim is even approved. We don't ask you to sign anything until we've inspected the roof and you've seen the damage with your own eyes. Get a second opinion. It's free.